Rolex Financing - Buy on Installments

Rolex watches are known for their outstanding quality, versatile, exquisite designs and unparalleled value retention - but also for their high price. A luxury watch from Rolex is definitely not a bargain, but that doesn't have to ruin your dream of owning your own Rolex watch. Because: Many providers allow you to buy a Rolex on installments. The financing options available at Horando, whether such an investment is worthwhile and the advantages of purchasing on installments are explained below.

No cash, no problem: financing options for Rolex watches

Installment payments offer the opportunity to purchase a Rolex watch without having to pay the entire purchase price at once. This means that watch fans with a limited budget also have the chance to fulfill their dream of owning a luxury watch. Thanks to installment financing, purchasing the watch you want is now within reach.

Most retailers work with third parties when it comes to installment purchases in order to be able to offer customers the best possible service and a convenient process. When purchasing via the Horando online shop, Klarna is available for installment financing. This is a renowned Swedish payment service provider that is characterized by high security standards, outstanding reliability and the highest level of seriousness. Klarna enables numerous online shops - including Horando - to offer their customers the option of financing luxury watches in installments. A type of financing that is extremely attractive for many watch fans.

Finance your Rolex now – it’s that easy!

How does a Rolex installment plan work? This is a question that everyone who wants to finance a Rolex asks themselves. Depending on the retailer and payment service provider, for example Easycredit, Creditplus or Klarna, the exact path from the offer to the completion of the financing can of course vary. In this article, we will focus on financing with Klarna and would like to describe in detail how the purchase of a luxury watch on installments with this provider works.

1. Browse models and add watches to your shopping cart

   Which of the exquisite Rolex products from our shop would you like to buy? The first step is to take enough time to browse our website and the numerous luxury watches from the Horando range. Once you have found your personal favorite watch, you can add it to your shopping cart with a single click and then continue shopping or go straight to the checkout.

2. specify delivery details

   So that we can properly send the watch to its new proud owner as soon as the financing is in place, we ask for the information we need to deliver the watch. This includes your first and last name and your address. You also need to provide a valid email address. There is a simple reason for this: if we have any questions about an order, we can contact the customer easily by email and provide them with important information about their Rolex installment purchase if necessary.

3. Select "Pay in installments" with Klarna

   Each customer then has the opportunity to choose from a range of payment options - from credit card to PayPal to Amazon Pay - the one that best suits their individual needs and wishes. This also includes Klarna installment purchase, which can be set as a payment option by clicking on "Pay in installments".

4. choose a payment plan

   You will then be redirected to Klarna, where payment details will be clarified. First, Klarna presents various payment plans that differ in their duration and associated conditions. Duration between six and 36 months are possible, so customers have a lot of flexibility here. Important: This is not yet a fixed offer from Klarna, but merely an initial proposal for financing to which neither Klarna nor the buyer are bound at this point.

5. Enter data

   Next, Klarna also asks for some data, and the form can be filled out in just a few minutes.

6. Start financing request with credit check

   The next step involves a credit check, which is carefully carried out by Klarna. This ultimately decides whether the installment purchase can be made with this provider. Depending on the results of the check, Klarna can decide for or against financing. So it's going to be exciting!

7. Receive results and conditions

   The good news: Immediately after their inquiry, interested parties receive information about whether Klarna will take over the financing in their case. If Klarna offers the installment purchase based on a positive credit check, a specific offer is then made. The customer receives all relevant information, for example the amount of the "loan", the term of the financing, the total payments, the processing fees and the amount of each installment. They can therefore take a look at all the conditions again at their leisure before they have to make a decision: Fulfill your dream and buy a Rolex in installments - yes or no?

8. Complete your order and look forward to receiving your Rolex watch

   Up until this point, the customer can decide against financing at any time and cancel the process. Only now - by accepting the Klarna offer - does the Rolex installment purchase become binding. At the same time, the watch order is completed in the shop. For the buyer, this primarily means that he can look forward to the successful Rolex installment purchase and the imminent arrival of his Rolex watches.

Rolex financing without interest

Anyone who wants to finance a Rolex logically wants zero percent financing. This means financing without interest, so to speak. As a buyer, you pay the purchase price in installments without having to pay a surcharge in the form of interest. At Klarna, the interest rate depends largely on the term - as with most payment service providers with an installment purchase option. Klarna does not offer zero percent financing as such. However, the "Pay in 3" installment purchase is possible. This only provides for three installments with an immediate down payment and does not charge interest. Most buyers who want to buy a Rolex in installments will probably prefer more than three installments, however, and will have to live with the fact that they will be charged a certain interest rate. The exact amount of interest in each individual case is of course communicated transparently when purchasing in installments.

Is it worth financing a Rolex?

Whether buying a Rolex on installments is a good idea in an individual case depends on a number of factors. If you see the Rolex watch as an investment and a store of value from which you hope to receive a large return later, then the purchase can certainly be worthwhile. Because: There is hardly any other brand that retains its value as well as Rolex. Rolex stands worldwide for the highest level of craftsmanship, astonishing precision and outstanding quality. The brand enjoys an excellent reputation and many models, such as the Rolex Daytona, the Rolex Explorer or the Rolex Submariner , are traded on the secondary market well above the list price.

But: There is no guarantee that watches will increase in value. So you always have to be a bit lucky. The condition of a watch is also extremely important when reselling it. If the Rolex is in poor condition and shows heavy signs of wear, it may only be able to be sold for a relatively low price despite the increase in value of the model itself. It is therefore advisable to treat luxury watches with the utmost care, to service them regularly and to ensure that the papers and box are not lost.

In summary, it can be said that it is not always worthwhile, but quite often, to invest in a Rolex luxury watch. Purchasing a Rolex on installments can pay off if the value increases significantly, despite the interest that accrues when purchasing on installments. We recommend that you take a close look in advance at which Rolex models are particularly popular, how the market has developed in the past and which luxury watches have a good chance of increasing in price. But the same principle applies to purchasing a luxury watch: if you cannot afford to only get back part of the money you invested in the installment purchase, you should think carefully about whether you want to take this financial risk.

What are the advantages of Rolex financing?

If you want to finance a luxury Rolex watch, you should definitely look into the advantages and disadvantages of paying in installments beforehand. The disadvantages are easy to explain and mainly relate to the interest, which leads to a higher total payment. The price you pay for the watch is therefore higher than the price you would have to invest if you were not buying in installments. In addition, as already described, there is no guarantee that the value of watches will increase. The other side of the coin shows the advantages of paying in installments, which are as follows:

Rolex watch despite limited budget

Retailers who offer installment payments give their customers the opportunity to fulfill their dream of owning a Rolex, even if their budget is not currently sufficient to pay the full price "in one go". Even if the financial situation does not currently allow them to purchase Rolex watches in a lump sum, it is still possible to enjoy such a luxurious watch - whether new or used in good condition.

Installment purchase spreads the financial burden

Buying watches on installments spreads the financial burden comfortably over a longer period of time. Instead of investing a large sum at once, you pay a monthly installment, which can be a great financial relief. This means that more watch enthusiasts have the chance to treat themselves to their favorite watches without having to make massive financial restrictions.

Act quickly thanks to installment purchase

The world of watches can - as those familiar with the market know - be very fast-moving. If you come across an excellent offer, you often have to decide quickly whether to buy it or not. Otherwise, the watch of your choice may be snatched away from under your nose by a faster interested party. In other words: With some lucrative investments, there is no time to save up for months in advance. Installment payments give buyers the freedom to act quickly so that they can buy the watches they want at the best time.

Individual installment models selectable

A big advantage is clearly the individual installment models that are available from Klarna, for example. As a customer, you can choose from various payment plans with different terms. This means that the installment purchase is optimally adapted to the individual ideas and living circumstances of the buyer. A flexibility that makes the installment financing of watches particularly convenient.

decision without long waiting times

Financing Rolex watches is an exciting matter! After all, as a buyer you are often dependent on the installment payment option and so you wait in suspense for a response from the financing partner. Long waiting times are really nerve-wracking at this point. It is all the more welcome that these waiting times are eliminated when financing Rolexes with Klarna. After providing the required data and deciding on an installment model, the credit check takes place without any detours. The customer finds out in no time whether Klarna will take over the financing of the watch. This saves them time and they can quickly decide whether or not to take out a contract.

Maximum security and transparency

Whenever financial matters are involved, security and transparency are extremely important. Especially when it comes to the installment financing of luxury watches, the sums involved can be quite large, which is why buyers are well advised to ensure that they choose an absolutely reputable, proven payment service provider. Numerous customers of various online shops have had positive experiences with payment processing via Klarna in the past. The provider is considered to be thoroughly reputable, offers buyers maximum security and enables a convenient, uncomplicated watch purchase. It also impresses with its transparency: As a customer, you know exactly what conditions are being agreed before the contract is signed. You don't have to rely on half-baked statements and vague information, but have all the important facts at your fingertips.

Conclusion on financing a Rolex

If you find the perfect watch at the best price from a retailer, there is often no time for days of consideration and weeks of saving. And sometimes you just don't want to wait forever to hold your own Rolex in your hands. If you are unable to pay the full price immediately, installment purchase is a sensible option. You pay the purchase price in monthly installments, which spreads the financial burden over a longer period of time. The exact conditions depend primarily on the term, which can be flexibly selected with Klarna. This means that more people can enjoy their luxury Rolex watches, even if their budget does not allow for a one-off purchase.